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You have 60 days from the date you receive an IRA or retirement plan distribution to roll it over to another plan or IRA. The IRS may waive the 60-day rollover requirement in certain situations if you missed the deadline because of circumstances beyond your control. In the context of retirement finance, a rollover is when someone moves money from one retirement plan to another. For example, someone may leave one employer to take a new job with another employer.
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